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Finanzas · Crédito

Credit-risk engine

AI reads and narrates; a deterministic engine decides; the human validates.

Role
Builder
Stack
Apps Script · Claude · Node / Jest · tests · Drive OCR
Credit-risk engine
RVSystem in production
ContextFinanzas · CréditoOutcomeAutomated tests on the logic
01

The problem

Approving commercial credit by eye is slow and risky, and reading financial PDFs by hand doesn’t scale.

02

The system

It reads financial PDFs and recommends a credit line. The design key: a deterministic rules engine sets the amounts by archetype; AI only reads and narrates; the human validates. Logic covered by automated tests.

Apps Script · ClaudeNode / Jest · testsDrive OCR
SignalSystemDecision
OutcomeAutomated tests on the logic
03 · What changed
03

What changed

The work had to be felt in the operation.

  1. 01

    Automated tests on the logic

  2. 02

    AI narrates, the engine decides

  3. 03

    From hours to minutes per case

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